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Daniela Afonso Realtor®

Daniela Afonso Realtor®Daniela Afonso Realtor®Daniela Afonso Realtor®

Your global real estate. Your local

Your global real estate. Your local Your global real estate. Your local

WELCOME

Looking to Buy Your First / Second Home or to Invest?

I know it can be overwhelming looking for the right house with so many different options and in a very competitive market as of today. So, let me do the work for you. I will scan properties to meet your needs and desires. I'll represent you as an exclusive buyer's agent, keeping you informed and educated of the entire process, negotiating furiously on your behalf, and answering any questions you may have throughout the process. After all, buying a property can be a complex process, but working with a professional REALTOR® can help ensure a smooth and successful sale. I know your time is valuable! Reach out and I'll lead you home. 

Reach Out Here!

The Real Estate process can be very complex so why not have a knowledgeable Real Estate professional at your side, to work, negotiate and make sure every detail of the transaction is taken care of. Give me a call and I'll lead you home.

Call me 617.201.9864

Pro Tips for Buying in Today’s Real Estate Market

Know your budget

Keep an eye on the market where you hope to buy

Be flexible about home size and location

Instead of focusing on price, figure out how much you can afford as a monthly payment. Your monthly housing payment is influenced by the price of the home, your down payment, mortgage rate, loan term, home insurance and property taxes.

Source: https://www.forbes.com/advisor/mortgages/real-estate/housing-market-predictions/

Be flexible about home size and location

Keep an eye on the market where you hope to buy

Be flexible about home size and location

Perhaps your budget is sufficient for a small home in your perfect neighborhood, or a larger, newer home further out. Understanding your priorities and having some flexibility can help you move quickly when a suitable home enters the market.

Source: https://www.forbes.com/advisor/mortgages/real-estate/housing-market-predictions/

Keep an eye on the market where you hope to buy

Keep an eye on the market where you hope to buy

Keep an eye on the market where you hope to buy

Determine the area's available inventory and price levels. Also, pay attention to how quickly homes sell. Not only will you be tuned in when something great hits the market, you can feel more confident moving forward with purchasing a well-priced home. A real estate agent can help with this.

Source: https://www.forbes.com/advisor/mortgages/real-estate/housing-market-predictions/

START YOUR HOME SEARCH

Here

Seven steps to buying a Property

1. Getting Pre-Approved

2. Working With Realtor® to Search for the Right Properties

3. Making an Offer

4. Having a Home Inspection Done

5. Signing the Purchase and Sales Agreement

6. Reviewing Appraisal & Commitment Letter

7. Doing a Final Walk Through & Closing on Your Property

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Massachusetts real estate market trends – May 2024

Market Trends

Future Predictions

Supply and Demand

  • Steady Growth: Early 2024 data shows continued growth, with median sale prices reflecting the state's strong economy [steadily.com].


  • Inventory Increase: While buyer interest remains steady, the number of homes for sale has risen slightly, offering some relief from the competitive seller's market [redfin.com].


  • Price Appreciation: Home prices continue to climb, with the median sale price for single-family homes reaching $609,900 in April, up 9% year-over-year [wbur.org].

Supply and Demand

Future Predictions

Supply and Demand

  • Shifting Landscape: The rise in new listings suggests the market might be moving towards a more balanced supply-demand dynamic. However, it's too early to say definitively when supply will fully catch up.


  • Factors Affecting Equilibrium: Several factors can influence how quickly supply meets demand, including interest rates, economic conditions, and buyer affordability.

Future Predictions

Future Predictions

What the NAR Settlement Means for Home Buyers and Sellers

  • Buyer Interest: While some moderation is possible, buyer interest is expected to remain steady due to Massachusetts' strong job market.


  • Price Growth: Experts predict a possible slowdown in price appreciation, but a continued increase is still likely in the near future [noradarealestate.com].


Resources for Staying Informed:

  • Massachusetts Association of Realtors: https://www.marealtor.com/market-data/
  • Zillow Massachusetts Market Report: https://www.zillow.com/home-values/26/ma/

What the NAR Settlement Means for Home Buyers and Sellers

HOME SELLERS: Here's What the NAR Settlement Means for You

What the NAR Settlement Means for Home Buyers and Sellers

On March 15, The National Association of REALTORS® (NAR) reached an agreement with plaintiffs that would, if approved by the court, end litigation of claims brought on behalf of home sellers related to broker commissions. The Settlement also includes some changes to real estate transactions, but importantly, consumers will continue to have choices regarding real estate services. 


These practice changes will go into effect on August 17, 2024:


  • Real estate agents who use and list properties for sale on a Multiple Listing Service (MLS)—a local marketplace used by real estate professionals (both buyer brokers and listing brokers) to share information about inventory in a particular area—will be required to enter into written agreements with buyers before touring a home.  
  • A specific and conspicuous disclosure of the amount or rate of compensation the real estate agent will receive or how this amount will be determined. (Click to continue reading ...)

READ ON

HOME BUYERS: Here's What the NAR Settlement Means for You

HOME SELLERS: Here's What the NAR Settlement Means for You

HOME SELLERS: Here's What the NAR Settlement Means for You

Buying a home is one of the largest financial transactions most people will ever undertake. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate your homebuying journey and make the choices that work best for you. NAR’s recent settlement has led to several changes that benefit homebuyers, and we wanted to clearly lay them out for you.


Here is what the settlement means for homebuyers:


  • You will sign a written agreement with your agent before touring a home.
  • Before signing this agreement, you should ensure it reflects the terms you have negotiated with your agent and that you understand exactly what services and value will be provided, and for how much.
  • The buyer agreement must include four components concerning compensation: (Click to continue reading ...)

FOR HOME BUYERS

HOME SELLERS: Here's What the NAR Settlement Means for You

HOME SELLERS: Here's What the NAR Settlement Means for You

HOME SELLERS: Here's What the NAR Settlement Means for You

As a home seller, you have a wide range of choices when it comes to listing your home. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate this complex process and make the choices that work best for you. NAR’s recent settlement has led to several changes related to broker commissions that benefit sellers, and we wanted to clearly lay them out for you.


Here is what the settlement means for home sellers:


  • You still have the choice of offering compensation to buyer brokers. 
  • Your agent must conspicuously disclose to you and obtain your approval for any payment or offer of payment that a listing broker will make to another broker acting for buyers.
  • This disclosure must be made to you in writing in advance of any payment or agreement to pay another broker acting for buyers, and must specify the amount or rate of such payment.(Click to continue reading ...)

FOR HOME SELLERS

Browse our listings

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Helpful Tools and Resources

Types of Loans

First-Time Homebuyer’s Guide

Mortgage Calculator

 The first step to buy a house is to get pre-approved with a lender for a mortgage to buy a house. Whether you are a SSN or ITIN borrower or a Foreign National Borrower there is a loan for you. 

Check Types of Loans

Mortgage Calculator

First-Time Homebuyer’s Guide

Mortgage Calculator

To get a better sense of the total costs of buying a home, use the mortgage calculator below and figure out what your future mortgage payments might be.

Mortgage Calculator

First-Time Homebuyer’s Guide

First-Time Homebuyer’s Guide

First-Time Homebuyer’s Guide

Buying your first house is very exciting and life-changing. Download this Buyer's guide to learn in details each steps of the home-buying process.

Download the Buyer's Guide

Travel and invest in real estate abroad

Join our Greece  Real Estate Trade Mission (New dates coming up soon!). Immerse  into the Greek culture, visit key real estate investment/residential opportunities, experience the Greek gastronomy and local wines.

Join the 2024 Greece trip

Home buying basics

Determine Your Budget

Get Pre-Approved for a Mortgage

Get Pre-Approved for a Mortgage

Before you even start looking at houses, you need to know how much you can afford to spend. Set a budget that you’re comfortable with and make sure you have enough saved for a down payment, closing costs and any other expenses associated with buying a home. 

Get Pre-Approved for a Mortgage

Get Pre-Approved for a Mortgage

Get Pre-Approved for a Mortgage

Before you start looking at homes in-person, you should get pre-approved for a mortgage. This will give you an idea of how much you can borrow and also show potential sellers that you’re serious about buying a home. 

Find a Real Estate Agent

Get Pre-Approved for a Mortgage

Find a Real Estate Agent

A real estate agent can help guide you through the home-buying process and provide advice about neighborhoods and market trends. A experienced agent will make the process easy and seamless. Buying a property can be a complex process, but working with a professional REALTOR® can help ensure a smooth and successful purchase.

Find the Right Home

Find the Right Home

Find a Real Estate Agent

Your real estate agent can help you find homes that meet your criteria. When you find one you like, have the agent schedule a home inspection to make sure the property is structurally sound. 

Make an Offer

Find the Right Home

Close the Purchase

Once you’ve found the home you want, it’s time to make an offer! Once you’ve found the one, work with your real estate agent to make an offer that you both think the seller would accept—while remaining within your pre-established budget. 

Close the Purchase

Find the Right Home

Close the Purchase

Once you have an accepted an offer, your REALTOR® will help you navigate the closing process, which may include completing necessary paperwork, arranging for inspections, and transferring ownership of the property. 


Give me a call 617.201.9864 and I'll walk you through  the home-buying process 👆🏡😊

Landlords grow rich in their sleep.

John Stuart Mill

THERE'S MUCH TO LEARN ABOUT REAL ESTATE

Give me a call and  I will explain the buying process in 3 easy steps.

BOOK A CONVERSATION HERE
Source: https://www.trulia.com/blog/the-abcs-of-real-estate-quick-guide-to-real-estate-ter

Buying a Property?

Home-buying and selling is stressful — and with  real estate terms flying at you from all directions, you may feel over-whelmed navigating the real estate market. Whether you’re a first-time homebuyer, or a seasoned investor, there’s always more to learn. Check out this ABC quick guide to common real estate terms.

See Infographic

DON'TS WHEN BUYING A HOUSE

Buying a home is the American dream! It is a huge accomplishment and a goal for many people.  Just as there are must-dos when purchasing a home, there are also some definite don’ts! Read the Ten Commandments of Home-buying displayed on the left side.

Seven Steps to Buying a house

Download PDF

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Century 21 North East

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